Comments on: What happens if I am unable to make a payment intallment on an item from QVC? http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc Shopping for the Blobs Thu, 09 Feb 2012 22:32:12 +0000 http://wordpress.org/?v=2.2.1 By: justbnme http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10861 justbnme Tue, 28 Apr 2009 23:06:52 +0000 http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10861 My girlfriend swears by QVC. It seems like everything in her house, and everything she wears came from QVC. She had been shopping with them for many years, and then last year she bought something (jewelry I think) on the installment plan, and was unable to make a payment after the initial one. She said that they called, and she told them she would try to work something out with them, but that didn't happen. Then she started getting letters from them, and then from a collection agency. She said not only did she feel bad, but she was so upset because they cancelled her account. She also said that as of yet, it has not appeared on her credit report. That was back in January of 2006, right after Christmas. Hope that helps. My girlfriend swears by QVC. It seems like everything in her house, and everything she wears came from QVC.

She had been shopping with them for many years, and then last year she bought something (jewelry I think) on the installment plan, and was unable to make a payment after the initial one. She said that they called, and she told them she would try to work something out with them, but that didn’t happen. Then she started getting letters from them, and then from a collection agency. She said not only did she feel bad, but she was so upset because they cancelled her account. She also said that as of yet, it has not appeared on her credit report. That was back in January of 2006, right after Christmas.

Hope that helps.

]]> By: syllylou77 http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10860 syllylou77 Sat, 25 Apr 2009 17:15:36 +0000 http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10860 First thing is to call & explain the circumstances. They may work with you. But if you ignore it, it will be put on your credit report & can adversely effect future need for credit or low interest, plus they can take it to court. But I've found most times businesses will work with you if you make an effort & contact them. There's even the possibility they'll let you return it. At least if you try you show good faith & can have the credit bureau put that on any negative credit report. Other than that I don't see any options as you ordered it, they sent it in good faith & you made 1 payment confirming it was ordered & received. First thing is to call & explain the circumstances. They may work with you. But if you ignore it, it will be put on your credit report & can adversely effect future need for credit or low interest, plus they can take it to court.

But I’ve found most times businesses will work with you if you make an effort & contact them. There’s even the possibility they’ll let you return it. At least if you try you show good faith & can have the credit bureau put that on any negative credit report.

Other than that I don’t see any options as you ordered it, they sent it in good faith & you made 1 payment confirming it was ordered & received.

]]> By: iceman http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10859 iceman Sat, 25 Apr 2009 02:07:52 +0000 http://www.shopblob.com/shopping/what-happens-if-i-am-unable-to-make-a-payment-intallment-on-an-item-from-qvc#comment-10859 R U happy with UR purchase? If not just return it. Cosumer is # 1 R U happy with UR purchase? If not just return it.

Cosumer is # 1

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